(2 quotes found)
“In a declining interest rate scenario, Banks will reprice their liabilities (deposits etc.) faster than their assets (loans etc.)resulting in higher Net Interest Margins in the short term.”
Sanjeewa Fernando
“During the Global Financial Crisis (GFC 2008 - 2010) Registered Finance Companies (RFCs) managed to achieve attractive interest margins as RFCs genarally borrow short term and lend long term as their high interest earning lending portfolio is financed by lower cost borrowings”
