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Zeng Han Jun
(Singaporean Financier)

Nationality:: Singaporean
Quotes Submitted:: 56

Zeng Han Jun is widely recognized as one of the leading financial expert who specializes in loans, especially in mortgages (Commercial, residential and land financing). He has been helping and advising home buyers in getting their dream house while saving money at the same time.

Zeng Han Jun's site…

Zeng Han Jun's favorite quotes
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Zeng Han Jun

“A good measure of debts can help you in achieving your goals. However, an over dosage can produce nasty problems in the future...”

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Zeng Han Jun

“If you are lagging behind in your housing loan payments due to some financial reasons, do not avoid the problem and call up your bank to negotiate the payment terms...”

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Zeng Han Jun

“Choosing a house to buy is easy. The difficulty lies in getting approval for your housing loan application.”

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Zeng Han Jun

“Asking others to decide if you are suitable for fixed or floating rate housing loan is useless. Remember, the loan belongs to you, so you decide if you want fixed or floating...”

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Zeng Han Jun

“You should not leave your housing loan aside after getting it. Learn to keep track of it every six months, or retain an advisor, such as a mortgage consultant or broker who can help you to do it. You will realize you can save quite a large sum of money throughout your loan tenure.”

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Zeng Han Jun

““Yes, you can save money by refinancing. However it is actually a waste of your money if you refinance too often, therefore it is always wise to have your personal mortgage consultant or broker to advise you, to prevent you against that...””

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Zeng Han Jun

“The interest rates are at its lowest point now because of the economic turmoil. People in the market are going for floating housing loans because the combination of both the teaser rate and low interest rate, result in initial rates that are irresistible. I advise against you against that ...”

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Zeng Han Jun

“Being alert to the terms and conditions of your existing home loan can prevent nasty consequences to you in the future when you refinance.”

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Zeng Han Jun

“Ten out of ten banks will underwrite their home loan in the same way, to protect themselves, but does that mean as a consumer, you can do nothing about it?”

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Zeng Han Jun

“Your home loan may be the largest ticket item of your life. It is therefore logical and sensible to pay the most attention to it.”

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