(5 quotes found)
“Borrowers are going for the ARMs because they can qualify for a slightly bigger mortgage. There are a lot of issues to be addressed there.”
“We try to target our examinations to the specific activities of an institution and those that represent heightened risk for the institution.”
“We tend not to mandate things.”
“We have seen the mass marketing of these loans and the growth of these loans and determined it was appropriate for us to take a closer look.”
“There's a consensus among regulators that we need to be working on this.”
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