“Never assume your lender will take charge of your finance. Take a pro-active role in managing your own personal finance. It is your matter, not theirs.”
Zeng Han Jun
“You are never paying the price at which you purchase your house, unless you paid for it in full cash without any leverage...”
“Property prices may drop, but I do not think it will drop that fast. The consumers are more financially educated as compared to the last crisis, plus the interest rates are very low now...”
“As long as you have a debt from the bank, you are working for them, not for yourself.”
“Singapore's economic fundamentals are good. Together with such low interest rates available for mortgage financing, it makes perfect sense for real estate private equities to buy into Singapore...”
“Remember, interest paid to banks only comes back to you in the form of a billing receipt. Nothing else...”
“There’s a direct correlation between credit score and how you score.”
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