“A bank only lends you money when you do not need it.”
Zeng Han Jun
“As long as you have a debt from the bank, you are working for them, not for yourself.”
“Remember, interest paid to banks only comes back to you in the form of a billing receipt. Nothing else...”
“There’s a direct correlation between credit score and how you score.”
“Singapore's economic fundamentals are good. Together with such low interest rates available for mortgage financing, it makes perfect sense for real estate private equities to buy into Singapore...”
“The price of your property is not the price at which you purchase it for, unless of course if you paid for it fully in cash...”
“Never assume your lender will take charge of your finance. Take a pro-active role in managing your own personal finance. It is your matter, not theirs.”
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