“Singapore's economic fundamentals are good. Together with such low interest rates available for mortgage financing, it makes perfect sense for real estate private equities to buy into Singapore...”
Zeng Han Jun
“As long as you have a debt from the bank, you are working for them, not for yourself.”
“No analyst, investment banker, consultant or even a fortune teller will be able to tell you when prices have hit bottom. You can start buying now, so as not to miss the opportunity...”
“Remember, interest paid to banks only comes back to you in the form of a billing receipt. Nothing else...”
“You are never paying the price at which you purchase your house, unless you paid for it in full cash without any leverage...”
“The price of your property is not the price at which you purchase it for, unless of course if you paid for it fully in cash...”
“The money you pay to the bank as interest has zero percent chance of it returning back to you. Save on that and reinvest that on any other things. Now that is lean financial management.”
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