“It's better for a lender to diversify their loan among different loans (in case someone defaults).”
“Property prices may drop, but I do not think it will drop that fast. The consumers are more financially educated as compared to the last crisis, plus the interest rates are very low now...”
Zeng Han Jun
“Unlocking the equity in your private property can be one of the best ways to finance the buying of a new business...”
“It sometimes seems like our financial system is set up to penalize those who know the least and have the least … It appears to me that the system has gone beyond beware to buyer be damned.”
“By extending loans to the SME industry, it will create a beneficial cycle in the economy and eventually the one who gives out the loan will benefit.”
“Remember, interest paid to banks only comes back to you in the form of a billing receipt. Nothing else...”
“Neither a borrower, nor a lender be; for loan oft loses both itself and friend, and borrowing dulls the edge of husbandry.”
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